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Blog Posts in July, 2010

Bankruptcy and Student Loan Debt

Most people do not realize that student loans are not dischargeable under Chapter 7 or Chapter 13 bankruptcy . Only unsecured debt, like credit card debt, is dischargeable. Student loans are ...
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Required Bankruptcy Documentation

When people file for Chapter 7 or Chapter 13 bankruptcy in Utah, they will be responsible for fulfilling paperwork production requirements. These requirements are outlined by Section 521 (a)(1)(B) and ...
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Credit Counseling FAQ

Before people can file for Chapter 7 bankruptcy or Chapter 13 bankruptcy , they must complete credit counseling as it is mandatory requirement in the United States. Below, our firm addresses some ...
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Why Do People Choose to File for Chapter 7?

Generally, people choose to file for Chapter 7 bankruptcy when they realize that they cannot keep up with their debt. People who consider Chapter 7 usually know that they cannot afford to repay the ...
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June 2010 Foreclosures

In the month of June, RealtyTrac reported that national foreclosures continued to decrease. Compared to the month of May, foreclosures dropped by 3%. In the month of June, RealtyTrac says that 313,841 ...
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Dealing with Creditor Harassment

There are countless people in the United States that are currently dealing with or who have had to deal with creditor harassment due to credit card debt . The question most people ask when they are ...
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At Home Means Test

Anytime people plan to file for Chapter 7 in Utah or any other state, they will have to take the means test to determine if they meet bankruptcy eligibility requirements. If you would like to know ...
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Bankruptcy and Borrowing Money against Your Home

Are you planning to file for Chapter 7 or Chapter 13 ? If so, you should not borrow money against your home to pay off your debt or consolidate debt. In the past, people thought this was a good idea, ...
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Ready to File for Bankruptcy? Answer These Questions First

Deciding to file for Utah bankruptcy is a huge decision that can impact a person's life for many reasons to come. Before you move forward with filing for consumer bankruptcy, answer these three ...
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